It's in the Cards: Consumer Credit and the American Experience

A lightweight yet powerful tool to help brighten your financial future.

Many people, when looking for a credit card, they're interested only at credit card that offers low interest rate. A lot of credit card providers put more effort to promote low interest credit cards as well. Can it be that low interest credit cards are the only credit cards you would be interested to? Not really, other people believed that the most essential thing to watch for is the interest rate or the APR. But that does not hold great for every person. read more...

One of the biggest problems that emerge with the modern life is that people are having more tendency to get stuffs they really don't need. Many items, services, or products in the vast market of consumers and this emergence of numerous inventions somehow blinded unaware individuals. Since finances are now the biggest concerns of most people, varieties of financial management companies and services are built. And one of the most noticeable among the endless lines of financial management services are the credit cards. read more...

Many people, when looking for a credit card, they're interested only at credit card that offers low interest rate. A lot of credit card providers put more effort to promote low interest credit cards as well. Can it be that low interest credit cards are the only credit cards you would be interested to? Not really, other people believed that the most essential thing to watch for is the interest rate or the APR. But that does not hold great for every person. read more...

Prepaid credit cards are probably the fastest growing section in today's credit card world. They are considered to be the first step in the direction of initiation of full fledged credit cards. Prepaid credit cards allow you the features, security and flexibility of credit cards without the worries of debt or overspending. They work just like normal credit cards, the only difference is that you will have to pay the spending limit first, which gives you less responsibility to increasing liabilities. read more...